Additional Services

EFCU is a full service financial institution. We provide our members with checking & saving accounts
as well as a variety of investment and loan services. EFCU prides itself on providing both financial
options and member service to labor unions and their families. Some additional services include:

24/7 Access and Home Banking
EFCU's audio response and Home Banking system lets you access your credit union accounts 24
hours a day, 7 days a week. With just a touch tone phone or access to the internet and a personal
identification number, you can transfer funds, check balances, make loan payments and more. Call
the credit union for more details.

Drive-up ATM
Our ATM is located in the credit union parking lot and is open 24 hours a day,
seven days a week for withdrawals (deposits are not accepted at any ATM location). We also have
a drive up ATM located at the IBEW Local 68 Union Hall at 5660 Logan Street. In addition, any
Co-Op ATM is surcharge free. To find a Co-Op ATM, click here!

Travelers Express Money Orders
Available to members for a small fee, our money orders can be issued to anyone for up to
$1,000.00 each. Please make money orders out to payee before you leave the credit union as they
are treated like cash. If you lose a money order without having made it out, anyone can use it, the
same as cash.

Direct Deposit
You can have your payroll and social security checks deposited directly in your account on paydays.
The money is in your account at the beginning of each payday. There's no waiting for funds and no
opportunity to lose your check or have it stolen. It's safe! It's convenient! Why not give it a try today!

Automatic Payroll Deduction
Tired of writing checks to pay those monthly obligations? You won't have to if you choose to use our
payroll deduction service. If your employer offers it, you can have all or part of your payroll check
put directly into your account or make that loan payment you dread sending every month.

Credit Life and Credit Disability Insurance
You may add these optional insurances to your monthly payment. Please call us for more
information.

Mastercard Debit Cards
Now you can have the convenience of a Mastercard debit card and reduce the number of
checks you write at the same time. Our Mastercard debit card works just like a credit card only it
will access your checking account like a check. A line of credit is available at 15.50% APR. So you'll
never have to worry about overdrawing your account.