.
If you don't know it already, IRAs are a simple and safe way to save money for your
retirement. With an IRA you can take advantage of earning tax-deferred dividends while
saving for your retirement. At EFCU we offer both a traditional IRA savings account and
traditional IRA CDs with various terms.

To establish an account for your retirement, Please call the Credit Union for details at (303)
428-5080 or 1-(888-428)-5080.
Fixed Rate Accounts
IRA
IRA Certificate of Deposit
6-Month- $500.00 Minimum
6-Month- $1,000.00 Minimum
12-Month- $1,000.00 Minimum
24-Month- $1,000.00 Minimum
36- Month- $1,000.00 Minimum
48-Month- $1,000.00 Minimum
Dividend Rate (APR)
0.35%


Dividend Rate (APR)
0.30%
0.35%
0.65%
0.80%
1.30%
1.70%
Dividend Yield (APY)
0.35%


Dividend Yield (APY)
0.30%
0.35%
0.65%
0.80%
1.31%

Rate Information: APR = Annual Percentage Rate/APY = Annual Percentage Yield
Dividend rates are paid from current monthly earnings and are not guaranteed.
Dividends last paid on 01/31/2011
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