Electrical Federal Credit Union Friday, May 09, 2008
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Fee Schedule



All Fees Are Subject To Change Without Notice

 
Fee Type Fee
Additional statement copy request$1.00 per page
American Express Traveler Cheques$1.00 per $100.00
ATM error adjustment$5.00
ATM Access Card Annual Fee$10.00 every 2 Years
Close Account Within 6mos of Opening$15.00 per suffix
CPI (forced placed processing fee$50.00
Credit Card Cash advance$5.00 non-EFCU card
Credit Union 3rd Party Checks$2.00
Deposited Item Returned$15.00 own account
Draft Acct Reconciliation/Research $25.00 per hour in any 30 day period
Duplicate Title FeePer State Requirements
Excess HELOC Advance Fee$10.00 after maximum draws
Excess Money Market Withdrawals$15.00 after 2 per month
Excess Share Draft Clearing$0.10 per item after 50 per month
Fax$1.00 per page
Filing FeePer State Requirements
Home Equity Application$25.00
Items Paid on Late Deposit$15.00
Items Returned NSF (non-sufficient funds)$25.00 (drafts, visa, ATM, ACH, etc)
International Check Deposit$7.50 per check
Loan Late Payment Fee$25.00 after 10 day grace period
NSF Checks For Collection $5.00
ON-US Checks For Non-Members $2.50
Outgoing Wire Transfer$18.00 (domestic)
Outgoing Wire Transfers$40.00 (international)
PhotoCopies$2.50 (drafts, visa, ATM, ACH, etc)
Plastic Card Replacement$5.00
Refinance HELOC Application Fee$225.00 (no cash out-decreasing APR)
Refinance Consumer Loan Appl Fee$95.00 (no cash out-decreasing APR)
Re-Open Acct Within 6mos of Closing$15.00 per suffix
Bill Pay Service FREE
Stop Payment Order EFCU Teller checks $5.00
Return Statement Bad Address$3.00
Stop Payment Order$15.00 (drafts,visa ATM, ACH, etc)
Temporary Checks$2.00 per sheet of 4
Travelers Express Money Order$1.00
Verification of Deposit$2.00
Visa Credit Card Issue Fee$5.00 one time only
Visa Debit Card Annual FeeFREE
Western Union$20.00
Deposited Item Returned $5.00 3rd party