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EFCU values your membership and rewards our loyal members with discounted loan rates.  Effective 08/01/2018, you can now receive a lower APR when you take out an Auto Loan or Signature Loan and have the following services with EFCU:
Primary borrower has a share draft/checking
account and debit card with EFCU which has
been active for at least 6 months prior to loan closing. 

There will be a 0.20%* rate discount. 

 Primary or joint borrower has their income
direct deposited to EFCU.

There will be a 0.15%* rate discount.

 Loan is set up to automatically transfer from an
account within the credit union (transfer cannot
be removed at a later time).

There will be a 0.15%* rate discount.

*Members can qualify for one, two or all three discounts.  All rates subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Not valid on existing EFCU loans.  Membership is required to obtain EFCU products: $25 minimum deposit required.

Disclosures  /  Privacy Policy  / Newsletter / Routing Number: 302075416  / NMLS #: 1028973 
Electrical Federal Credit Union • 5080 W 60th Avenue, Arvada, CO  80003
    Phone: 303.428.5080 • Toll-Free: 1.888.428.5080
Main Email Address: memberservices@electricalfcu.org  
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NCUAEqual Housing Lender
             Federally Insured by NCUA           An Equal Housing Lender
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration, a U.S. Government Agency.
APY = Annual Percentage Yield | APR = Annual Percentage Rate
*Rates are based on an evaluation of credit history, so your rate may differ. 
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