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Signature Loans/Rates

You can use our Signature Loan for a variety of purposes including vacations, Christmas, car repairs, weddings, birthdays and more. For more details, please contact an EFCU representative at 303.428.5080 or toll-free at 1.888.428.5080 or you can apply online by clicking on the link below:

Apply for a Signature Loan

 Rates as low as 8.49% APR.  APR= Annual Percentage Rate 

Your credit score will determine your rate, maximum loan amount and term.

Current rates (APR) and terms for Signature Loans 
(Rates quoted as of 07/01/2019
with approved credit):

 To find out more about your credit report or to get a free annual credit report: Click Here!


APR* Range

Up to 12 Months


24 Months


36 Months


48 Months


60 Months


Overdraft Line of Credit


We also offer 100% Share/Savings Secured, 100% Share Certificate/CD Secured Loans, Credit Builder Loans and Jumpstart Loans:

Loan Type/Term 


Share/Savings Secured (up to 48 months)


Share Certificate/CD Secured (payable upon maturity)

3.00% Above CD Rate

 Credit Builder Loan (up to 12 months)


 Jumpstart Loan (up to 12 months)



*All loans are subject to credit approval, and final rate may vary based on several factors, including personal credit history and term of loan. Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.
*Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00. 

Student Loans

Disclosures  /  Privacy Policy  / Newsletter / Routing Number: 302075416  / NMLS #: 1028973 
Electrical Federal Credit Union • 5080 W 60th Avenue, Arvada, CO  80003
    Phone: 303.428.5080 • Toll-Free: 1.888.428.5080
Main Email Address: memberservices@electricalfcu.org  
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NCUAEqual Housing Lender
             Federally Insured by NCUA           An Equal Housing Lender
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration, a U.S. Government Agency.
APY = Annual Percentage Yield | APR = Annual Percentage Rate
*Rates are based on an evaluation of credit history, so your rate may differ. 
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© 2019 Electrical Federal Credit Union - All rights reserved.