Home Banking Login
     


   

Signature Loans

A Signature Loan is an unsecured loan – meaning you do not need collateral in order to borrow, unlike secured loans (see our Auto Loans page for secured loan rates). EFCU will lend up to 10% of the borrower’s annual income, depending on other required criteria.

You can use our Signature Loan for a variety of purposes including vacations, Christmas, car repairs, weddings, birthdays and more. For more details, please contact an EFCU representative at 303.428.5080 or toll-free at 1.888.428.5080.

Rates as low as 9.25% APR (annual percentage rate). All rates are subject to change.
 

Your credit score will determine your rate, maximum loan amount and term.



Current variable rates (APR) and terms for Signature Loans -
(Rates quoted as of
04/01/2017 with approved credit):


Term:
12 Months
Term:
24 Months
Term:
36 Months
Term:
48 Months
Term:
60 Months
A+
A
B
C
D
E
9.25%
10.25%
13.50%
14.50%
16.50%
18.00%

A+
A
B
C
D
E
9.75%
10.75%
14.00%
15.00%
17.00%
N/A

A+
A
B
C
D
E
10.25%
11.25%
14.50%
15.50%
N/A
N/A

A+
A
B
C
D
E
10.50%
11.50%
14.75%
15.75%
N/A
N/A

A+
A
B
C
D
E
10.75%
11.75%
15.00%
16.00%
N/A
N/A




Credit Scoring Chart:
A+= 720+/ A= 680-719/ B= 640-679/ C= 600-639/ D= 550-599/ E= 549 OR LESS

To find out more about your credit report or to get a free annual credit report: Click Here!


  
 
 
 DISCLOSURES    I    PRIVACY POLICY    I    CONTACT    I    CAREERS   
Electrical Federal Credit Union  |  5080 West 60th Avenue  |  Arvada, CO 80003
www.electricalfcu.org  |  303.428.5080  |  1.888.428.5080   powered by Solution Link

 
Insured By NCUA        An Equal Housing Lender