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Signature Loans

You can use our Signature Loan for a variety of purposes including vacations, Christmas, car repairs, weddings, birthdays and more. For more details, please contact an EFCU representative at 303.428.5080 or toll-free at 1.888.428.5080.

Rates as low as 9.25% APR (annual percentage rate). All rates are subject to change.
 

Your credit score will determine your rate, maximum loan amount and term.
 


Current variable rates (APR) and terms for Signature Loans -
(Rates quoted as of
04/01/2017 with approved credit):


Term:
12 Months
Term:
24 Months
Term:
36 Months
Term:
48 Months
Term:
60 Months
A+
A
B
C
D
E
9.25%
10.25%
13.50%
14.50%
16.50%
N/A 

A+
A
B
C
D
E
9.75%
10.75%
14.00%
15.00%
17.00%

A+
A
B
C
D
E
10.25%
11.25%
14.50%
15.50%
N/A
N/A

A+
A
B
C
D
E
10.50%
11.50%
14.75%
15.75%
N/A
N/A

A+
A
B
C
D
E
10.75%
11.75%
15.00%
16.00%
N/A
N/A




Credit Scoring Chart:
A+= 720+/ A= 680-719/ B= 640-679/ C= 600-639/ D= 550-599/ E= 549 OR LESS

To find out more about your credit report or to get a free annual credit report: Click Here!


  
 
Disclosures  /  Privacy Policy  /  Careers  Routing Number: 302075416  / NMLS #: 1028973 
Electrical Federal Credit Union • 5080 W 60th Avenue, Arvada, CO  80003
Phone: 303.428.5080 • Toll-Free: 1.888.428.5080  
 
 
 
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                                                                                                Federally Insured by NCUA                          An Equal Housing Lender
 
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration, a U.S. Government Agency.
 
APY = Annual Percentage Yield | APR = Annual Percentage Rate
 
*Rates are based on an evaluation of credit history, so your rate may differ. 
 
© 2017 Electrical Federal Credit Union - All rights reserved.