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Visa Credit Card

Not all credit cards are created equal. Get a credit card with the credit union difference. We offer our members a FIXED-rate Visa credit card with a low 11.90% APR. There is no annual fee and you can save money by transferring the balances from your higher interest credit cards!  EFCU also offers Samsung Pay, Android Pay and Apple Pay for use with your EFCU Visa Credit Card.

To apply, please complete, sign and return the Visa credit card application back to us via email, fax or U.S. mail.  We will also require that you include copies of your two most recent paycheck stubs with the application for verification of income.  

The application can be sent securely back to us using ShareFile if you Click here.
You can also fax the application back to us at 303-428-6602 or send it to us by mail. 

You can also apply online by clicking on the link below:

EZ Card Info: Online Visa Payments
Did you know that you can make payments, print your statements and view your recent credit card transaction history online? Simply go to www.ezcardinfo.com and register your card today!
Or, if you prefer to mail in your Visa payment, you may send your payment to either address below: 

5080 W. 60th Ave.
Arvada, CO 80003


PO BOX 4521
Carol Stream, IL 60197-4521

Lost/Stolen Number: 1-866-604-0381
Visa Credit Card Disputes Number: 1-800-600-5249

Visa Purchase Alerts

Know where your money is going!  Get an email or text whenever your Visa credit card is used.  You set up the dollar amount.  You can also choose to get alerts for transactions which are done out of the United States and transactions which are done online or by phone.   
Enrolling in Visa Purchase Alerts benefits you by providing:
  • Security.  Keep your account secure by getting alerts for transaction in real-time and immediately identify potentially fraudulent activity.
  • Control.  Take an active role by track spending and stay on top of account balances.
  • Convenience. Choose your alerts to what make sense for you.
For more information and to register your card, click here (You will be redirected to the Visa website)

SecurLock Equip

 Now the power to protect your card is in your hands. 
  •  Turn your card off and on
  • Control where your cards can be used
  • Received instant alerts
  • Protect your card directly from your phone
  • Download Securlock Equip from your app store today!

 Samsung Pay is Here!

Disclosures  /  Privacy Policy  / Newsletter / Routing Number: 302075416  / NMLS #: 1028973 
Electrical Federal Credit Union • 5080 W 60th Avenue, Arvada, CO  80003
    Phone: 303.428.5080 • Toll-Free: 1.888.428.5080
Main Email Address: memberservices@electricalfcu.org  
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NCUAEqual Housing Lender
             Federally Insured by NCUA           An Equal Housing Lender
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration, a U.S. Government Agency.
APY = Annual Percentage Yield | APR = Annual Percentage Rate
*Rates are based on an evaluation of credit history, so your rate may differ. 
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