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Additional Services

EFCU is a full service financial institution providing union workers' credit services.
We provide our members with checking & saving accounts as well as a variety of investment
and loan services. EFCU prides itself on providing both financial options and member
service to labor unions and their families. Some additional services include:

NewGen Prepaid Cards for Teens

Our NewGen Prepaid Card is a re-loadable card designed for teenagers (13 years & older), so it is intended to teach teens about money management and overall financial responsibility.  It accepted worldwide, anywhere the Visa logo is accepted. There are
limitations on the card for the teens, giving adults peace of mind. Contact us if you would like more information. 

24/7 Access and Home Banking

EFCU's audio response and Home Banking system lets you access your credit union
accounts 24 hours a day, 7 days a week. With just a touch tone phone or access to the
internet and a personal identification number, you can transfer funds, check balances,
make loan payments and more. Call the credit union for more details.

Online Bill Pay

Online Bill Pay provides you with an easy, convenient and secure way to pay your bills
through your online account with
To enroll, simply login to your your account,
click the "bill payment" link, and then complete the form. It's easy to enroll and you
will save yourself time, money, and worry every month. Drive-up ATM

Our ATM is located in the credit union parking lot and is open 24 hours a day, seven
days a week for withdrawals (deposits are not accepted at any ATM location). We also
have a drive up ATM located at the IBEW Local 68 Union Hall at 5660 Logan Street.
In addition, any Co-Op ATM is surcharge free.


Travelers Express Money Orders

Available to members for a small fee, our money orders can be issued to anyone for up to $1,000.00 each. Please make money orders out to payee before you leave the credit union as they are treated like cash. If you lose a money order without having made it out, anyone can use it, the same as cash.
Direct Deposit

You can have your payroll and social security checks deposited directly in your account on paydays. The money is in your account at the beginning of each payday. There's no waiting for funds and no opportunity to lose your check or have it stolen. It's safe! It's convenient! Why not give it a try today!

Automatic Payroll Deduction

Tired of writing checks to pay those monthly obligations? You won't have to if you choose to use our payroll deduction service. If your employer offers it, you can have all or part of your payroll check put directly into your account or make that loan payment you dread sending every month.
Credit Life and Credit Disability Insurance

You may add these to your monthly payment. Contact us to learn more >>

Mastercard Debit Cards

Now you can have the convenience of a Mastercard debit card and reduce the number of checks you write at the same time. Our Mastercard debit card works just like a credit card only it will access your checking account like a check. A line of credit is available at 15.50% APR. So you'll never have to worry about overdrawing your account.

Insurance - Auto, Home, Life, and Accidental Death & Dismemberment


Electrical Federal Credit Union  |  5080 West 60th Avenue  |  Arvada, CO 80003
www.electricalfcu.org  |  303.428.5080  |  1.888.428.5080   powered by Solution Link

Insured By NCUA        An Equal Housing Lender