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Additional Services


EFCU is a full service financial institution providing union workers' credit services.  We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include:

NewGen Prepaid Cards for Teens

Our NewGen Prepaid Card is a re-loadable card designed for teenagers (13 years & older), so it is intended to teach teens about money management and overall financial responsibility.  It accepted worldwide, anywhere the Visa logo is accepted. There are limitations on the card for the teens, giving adults peace of mind. Contact us if you would like more information. 
 


 24/7 Access and Home Banking

EFCU's audio response and Home Banking system lets you access your credit union accounts 24 hours a day, 7 days a week. With just a touch tone phone or access to the internet and a personal identification number, you can transfer funds, check balances, make loan payments and more. Call the credit union for more details.


Online Bill Pay

Online Bill Pay provides you with an easy, convenient and secure way to pay your bills through your online account with EFCU.
To enroll, simply login to your your account, click the "bill payment" link, and then complete the form. It's easy to enroll and you will save yourself time, money, and worry every month.

 
Drive-up ATM

Our ATM is located in the credit union parking lot and is open 24 hours a day, seven days a week for withdrawals (deposits are not accepted at any ATM location). We also have a drive up ATM located at the IBEW Local 68 Union Hall at 5660 Logan Street. In addition, any Co-Op ATM is surcharge free.


Travelers Express Money Orders

Available to members for a small fee, our money orders can be issued to anyone for up to $1,000.00 each. Please make money orders out to payee before you leave the credit union as they are treated like cash. If you lose a money order without having made it out, anyone can use it, the same as cash.

 
Direct Deposit

You can have your payroll and social security checks deposited directly in your account on paydays. The money is in your account at the beginning of each payday. There's no waiting for funds and no opportunity to lose your check or have it stolen. It's safe! It's convenient! Why not give it a try today!

 
Credit Life and Credit Disability Insurance

You may add these to your monthly loan payment. Contact us to learn more >>


Mastercard Debit Cards

Now you can have the convenience of a Mastercard debit card and reduce the number of checks you write at the same time. Our Mastercard debit card works just like a credit card only it will access your checking account like a check. A line of credit is available at 15.50% APR. So you'll never have to worry about overdrawing your account.


Insurance - Auto, Home, Life, and Accidental Death & Dismemberment

 

  
 
Disclosures  /  Privacy Policy  /  Careers  Routing Number: 302075416  / NMLS #: 1028973 
Electrical Federal Credit Union • 5080 W 60th Avenue, Arvada, CO  80003
Phone: 303.428.5080 • Toll-Free: 1.888.428.5080  
 
 
 
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                                                                                                Federally Insured by NCUA                          An Equal Housing Lender
 
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration, a U.S. Government Agency.
 
APY = Annual Percentage Yield | APR = Annual Percentage Rate
 
*Rates are based on an evaluation of credit history, so your rate may differ. 
 
© 2017 Electrical Federal Credit Union - All rights reserved.