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Individual Retirement Account (IRA)

IRAs are a simple and safe way to save money for your retirement. With an IRA you can take advantage of earning tax-deferred dividends while saving for your retirement. At EFCU we offer both a traditional IRA savings account and traditional IRA CD's with various terms.

To establish an account for your retirement, please call the Credit Union for details at 303.428.5080 or  toll-free at 1.888.428.5080.
 
CLICK HERE TO SEE RATES
 

*Dividend rates are paid from current quarter earnings and are not guaranteed.
 
*The dividend rate and annual percentage yield (APY) are subject to change, without notice, at anytime prior to the issuance of the certificate. After the point of issuance dividend rates and annual percentage yield (APY) are fixed. 
 
*Early withdrawal penalties apply.  Share certificates with a 12-month term or less, surrendered for payment prior to the maturity date will forfeit 90 days of interest, except in the death of the owner or liquidation of the credit union.  Share certificates greater than 12 months, surrendered for payment prior to the maturity date will forfeit 180 days of interest, except in the death of the owner or the liquidation of the credit union. 
 
*CD earnings could be reduced if fees are added.
 
*Membership eligibility required.

  
 
Disclosures  /  Privacy Policy  /  Careers  /  Routing Number: 302075416  / NMLS #: 1028973 
Electrical Federal Credit Union • 5080 W 60th Avenue, Arvada, CO  80003
    Phone: 303.428.5080 • Toll-Free: 1.888.428.5080  
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                                                                                                Federally Insured by NCUA                          An Equal Housing Lender
 
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration, a U.S. Government Agency.
 
APY = Annual Percentage Yield | APR = Annual Percentage Rate
 
*Rates are based on an evaluation of credit history, so your rate may differ. 
 
© 2017 Electrical Federal Credit Union - All rights reserved.