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Share/Savings

"Smart Saving Has Never Been Easier!"
 
Saving money is essential for future financial security and life's little emergencies. To help you build up your assets, we offer a wide array of savings and investment accounts. Our regular savings account establishes your membership. An initial deposit of $25 is required to be eligible for all membership privileges.
 
Requirements & Benefits:
$25.00 minimum balance required. With regular deposits and EFCU's competitive dividends, your savings will grow at a steady pace. Enjoy ATM access, unlimited deposits and Shared Branching Access. Earn dividends/interest monthly on balances over $25.00.

 
Regular Share Savings
 
A Regular Share Savings account is a basic savings account. To become a member,
a Regular Share Savings account must be opened with an initial deposit of $25.00.  This is the only account that is required by all members.
 
Money Market

Our Money Market accounts offer a variety of dividend rates. The minimum amount required to open a Money Market Account is $1,000 and allow for free 2 withdrawals to be made per 30 day period without incurring a fee. Each withdrawal after the initial 2, in the same month, will result in a charge of $15 per withdrawal.
 
Christmas Club 

Prior to offering Christmas Club RESTRICTED accounts, Christmas Club accounts were, and still are, an option for members who would like to save money to fund their Christmas shopping without being charged a fee for early withdrawal.

Christmas Club RESTRICTED
 
Save money for your Christmas shopping without being tempted to spend it before you need it. All the money you save and then deposit into a Christmas Club RESTRICTED account will stay locked up until November 15th of each year when it is then automatically deposited into either your share (savings) or share draft (checking) account. A great way to keep yourself on track and on budget once the holidays come around!

*Withdrawing money from a Christmas Club RESTRICTED account BEFORE November 15th will result in a $25.00 fee*

Special Share Savings

Need a separate savings account dedicated to a specific savings goal? A Special Share Savings account can help you achieve your goal!


 
  
*Dividend rates are paid from current quarter earnings and are not guaranteed.  The dividend rate and annual percentage yield (APY) are subject to change, without notice.
 
*All savings account earnings could be reduced if fees are added.
 
*Membership eligibility required.



  
 
Disclosures  /  Privacy Policy  /  Careers  /  Routing Number: 302075416  / NMLS #: 1028973 
Electrical Federal Credit Union • 5080 W 60th Avenue, Arvada, CO  80003
    Phone: 303.428.5080 • Toll-Free: 1.888.428.5080  
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                                                                                                Federally Insured by NCUA                          An Equal Housing Lender
 
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration, a U.S. Government Agency.
 
APY = Annual Percentage Yield | APR = Annual Percentage Rate
 
*Rates are based on an evaluation of credit history, so your rate may differ. 
 
© 2017 Electrical Federal Credit Union - All rights reserved.