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Individual Retirement Account (IRA)

IRAs are a simple and safe way to save money for your retirement. With an IRA you can take advantage of earning tax-deferred dividends while saving for your retirement. At EFCU we offer both a traditional IRA savings account and traditional IRA CD's with various terms.

To establish an account for your retirement, please call the Credit Union for details at 303.428.5080 or  toll-free at 1.888.428.5080.



Rate Information: APR = Annual Percentage Rate & APY = Annual Percentage Yield
 


Traditional IRA Savings Account
IRA Certificate of Deposit

6-Month- $500.00 Minimum
6-Month- $1,000.00 Minimum
12-Month- $1,000.00 Minimum
24-Month- $1,000.00 Minimum
36- Month- $1,000.00 Minimum
48-Month- $1,000.00 Minimum

Dividend Rate (APR)
0.30%
Dividend Rate (APR)
0.20%
0.25%
0.50%
0.70%
1.00%
1.30%

Dividend Yield (APY)
0.30%
Dividend Yield (APY)
0.20%
0.25%
0.50%
0.70%
1.01%
1.31%




Dividend rates are paid from current monthly earnings and are not guaranteed.
(Rates quoted as of 04/01/2017)



  
 
 
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Electrical Federal Credit Union  |  5080 West 60th Avenue  |  Arvada, CO 80003
www.electricalfcu.org  |  303.428.5080  |  1.888.428.5080   powered by Solution Link

 
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