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Share/Savings

Smart Saving Has Never Been Easier
 
Saving money is essential for future financial security and life's little emergencies. To
help you build up your assets, we offer a wide array of savings and investment accounts.
Our regular savings account establishes your membership. An initial deposit of $25 is
required to be eligible for all membership privileges.
 
Requirements & Benefits:
$25.00 minimum balance required. With regular deposits and EFCU's competitive
dividends, your savings will grow at a steady pace. Enjoy ATM access, unlimited
deposits and Shared Branching Access. Earn dividends/interest monthly on balances
over $25.00



 Rate Information: APR = Annual Percentage Rate & APY = Annual Percentage Yield
Share/Savings
Accounts
Regular Share Savings
Christmas Club
Christmas Club RESTRICTED
Special Share Savin
gs
Dividend Rate
(APR)
0.05%
0.05%
0.05%
0.05%
Dividend Yield
(APY)
0.05%
0.05%
0.05%
0.05%

 


Dividends last paid on 12/31/2015.
Dividend rates are paid from current quarter earnings and are not guaranteed.

 

Regular Share Savings
A Regular Share Savings account is a basic savings account. To become a member,
a Regular Share Savings account must be opened with an initial deposit of $25.00.
This is the only account that is required by all members.


Christmas Club 
Prior to offering Christmas Club RESTRICTED accounts, Christmas Club accounts were, and still are, an option for members who would like to save money to fund their Christmas shopping without being charged a fee for early withdrawal.

Christmas Club RESTRICTED
Save money for your Christmas shopping without being tempted to spend it before you need it. All the money you save and then deposit into a Christmas Club RESTRICTED account will stay locked up until November 15th of each year when it is then automatically deposited into either your share (savings) or share draft (checking) account. A great way to keep yourself on track and on budget once the holidays come around!

*Withdrawing money from a Christmas Club RESTRICTED account BEFORE November 15th will result in a $25.00 fee*

Special Share Savings
Need a separate savings account dedicated to a specific savings goal? A Special Share Savings account can help you achieve your goal!


  
 
 
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Electrical Federal Credit Union  |  5080 West 60th Avenue  |  Arvada, CO 80003
www.electricalfcu.org  |  303.428.5080  |  1.888.428.5080   powered by Solution Link

 
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