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COVID-19 Update

Our lobby is open, but we strongly urge that or our drive-up be used for all basic teller transactions.  Please do not visit the credit union if you feel sick.  For safety precautions our lobby door is locked and we are requiring that you ring our door bell to be let in.  Before admittance, you will be required to briefly lower your face mask and show your ID. 


Face masks will be required by both our staff and our members at all times while in the lobby.  Full face masks, hats, beanies, sunglasses and hoodies will not be permitted. 


Until further notice, members will not be permitted to wait in the lobby to apply for a loan or open an account if a staff member is not available.  You will be asked to apply online and an EFCU employee will call you back as soon as possible.  It is recommended that you call us ahead of time to make an appointment for all non-teller transactions. 

Sneeze guards have been installed at every work station and work areas will be cleaned and sanitized often. 

Please do not bring guests with you to the credit union.  We kindly ask that only those who are conducting business enter the building. 

Our drive-up and lobby are open during the following hours:
Drive-Up/Monday-Friday: 8am-5pm

Lobby/Monday-Friday: 9am-5pm

We will be on staff to answer phone calls or emails during the following hours:
Monday-Friday: 9am-5pm

Accessing Your Account Remotely

As always, EFCU members have the ability to complete many banking needs remotely by phone, online, or via our mobile app:

Applying for a Loan:

Apply for a loan online.  Loan documents can be signed remotely through email using DocuSign. 



Mobile App:

Download our mobile app by searching "Electrical Federal Credit Union" in the Google Play Store or Apple App Store.


Bank online by logging into your account through the link at the top of th page.  If you are not currently enrolled in online banking, you can enroll yourself.  You also have the ability to reset your own password or unlock your account if you have been locked out.

Telephone Banking:

Bank with us by phone using our AccessCU24+. Call 1-877-426-0302.


Access over 30,000 free ATMs across the U.S. through the CO-OP network. Locate a CO-OP ATM near you by visiting:

Alert: We will never ask for confidential information over the phone or via email such as your name, password, personal identification number (PIN) or other account information.


See the Federal Trade Commission's advice for consumers to protect yourself from scams.

Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1.800.808.6402

Call: 1-800-600-5249

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at:

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

© 2020 by Electrical Federal Credit Union. All Rights Reserved.