Image by Annie Spratt

Current Promotions

2020 holiday


Need a little extra cash for the holidays?  You may be eligible to skip your November and/or December loan payments.  Terms and conditions apply.

get a bewitching


Open a new credit card between 10/01/2020 and 11/30/2020 and receive an introductory rate of 0.00% APR*

for 6 months from open date.

Offer valid on retail purchases and balance transfers only.  After promotional time frame expires, remaining balance will migrate to standard APR* of 11.90%.

*APR= Annual Percentage Rate

(Read Promotional Credit Card Disclosure)

Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1-800-600-5249

Call: 1.800.808.6402

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at:

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

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