Get 2.99% APR* for 24 months

When you transfer an existing balance to your EFCU credit card between

February 1, 2021 & April 30, 2021.

*Balance transfers completed 02/01/2021 through 04/30/2021 will receive 2.99% APR for 24 months from date of transfer.  After the promotional time frame expires, remaining balance will migrate to the standard APR of 11.90%.  APR= Annual Percentage Rate

If you have an EFCU Visa Credit Card, please call us at 303-428-5080 for more details.  If you do not have a credit card with us, you can apply now using the button below. 

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Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1.800.808.6402

Call: 1-800-600-5249

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at:

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

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