If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:

  • International Brotherhood of Electrical Workers Local 68 (IBEW 68)

  • International Brotherhood of Electrical Workers Local 111 (IBEW 111)

  • United Food and Commercial Workers Local 7 (UFCW 7)

  • Plumbers Local 3 (PPF/UA Denver)

  • SMART (Sheet Metal, Air, Rail, Transportation) Local 9

  • Carpenters Local 55 (CJA Denver)

  • Office & Professional Employees International Union Local 30 (OPEIU 30)

  • Denver Labor Council for Latin American Advancement (LCLAA)

  •  Any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)


Before requesting to open an account, please be sure to read the following account disclosures:

You can also open an account by visiting our branch 

during normal business hours.  If you would like to open your account by fax or by mail, please call us at 303.428.5080 (toll free: 1.888-428.5080) or email us at:




To open an account, you must have:

  • Your name, address, birth date and social security number

  • A valid government issued picture ID (driver's license, state issued ID or passport)

  • Verification of address if your address is incorrect on your government issued ID (utility bill, car registration, lease agreement, etc.)

  • At least a $25.00 minimum shares deposit is required for membership at the time of account opening.  Please have your financial institution's routing number and account number available for the minimum deposit for the online account application.



To open your personal account securely online by Docusign, please click on the link below.  A member service representative will contact you shortly afterwards for any additional information needed.  To open a business account or a minor account, please contact the credit union by phone or email. 


If you have elected to also open a Share Draft/Checking account with EFCU, please also click on the link below to apply for a debit card and sign our Courtesy Pay Service Request Form:


Become a Member

Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1.800.808.6402

Call: 1-800-600-5249

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

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