🎃 Don't Let High Credit Card Rates Haunt You This Halloween! 👻

We've got a SPOOK-tacular deal that's all treat and no trick! 🍬

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Are high-interest credit card balances giving you a fright? Don't let those scary interest rates haunt your wallet!​

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👻 2.99% APR on Balance Transfers for 15 Months! 🎃

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Transfer your higher-interest credit card balances to your EFCU Visa Credit Card and enjoy some seriously BOO-tiful savings!

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Here's why this offer is a real treat:

• 🦇 Scare away high interest rates and save money!

• 🎃 Banish multiple payments by consolidating your balances.

• 👻 Make those balances disappear faster with less interest eating up your payments.

• 🍬 Keep more treats in your pocket for the things that matter!​
   

⏳ Don't Ghost This Deal!

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This SPOOK-tacular offer vanishes October 31, 2026!

Don't let the clock strike midnight before you take advantage of this frighteningly low rate!

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Contact EFCU today to transfer your balances or

apply for an EFCU Visa Credit Card!

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Offer valid on qualifying balance transfers completed September 1 through October 31, 2026. Promotional APR of 2.99% applies to eligible transferred balances for 15 months. After the promotional period, any remaining balance will be subject to the applicable Visa APR. Additional terms and conditions may apply.  APR = Annual Percentage Rate.  Proof of income and account membership with EFCU is required.

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