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Home Decorations

HOME EQUITY LINE OF CREDIT

 

Looking to remodel your house or consolidate debt?  Or perhaps you are ready to finally cross that European vacation off of your bucket list.  Use the equity in your home to achieve your dreams!

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Whatever your needs may be, EFCU currently offers a variable home equity line of credit (HELOC).

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CURRENT RATE

Rates quoted are effective dated 10/01/2024 and with approved credit.

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  • 15-year variable rate with 5-year draw period- (borrow as you need it)

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Call us at 303.428.5080 to apply!

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All loans are subject to credit approval. Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.  Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00.  APR/Rate (%)=Annual Percentage Rate.

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EFCU

5080 W 60th Avenue

Arvada, CO  80003

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NMLS #1028973

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303-428-5080

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*APR (%) = Annual Percentage Rate

**APY=Annual Percentage Yield

 

​Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

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After Hours/Mastercard Debit Card:

1-833-933-1681 - Domestic

1-812-647-9794 - International

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You can also turn off or report your EFCU Mastercard Debit Card stolen within your EFCU Digital or Mobile Banking account. 

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After Hours/Visa Credit Card:

1-800-247-4222

 

Privacy Policy | Fee Schedule | Rates | Make a Loan Payment

Routing Number: 302075416

© 2025 by Electrical Federal Credit Union. All Rights Reserved.
If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org or call 303-428-5080

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