Member Benefits

On top of great products, such as our fixed-rate 11.90% Visa® credit card, members of EFCU receive exclusive benefits including discounts on insurance and other services:



With Love My Credit Union rewards you can save on:

Sprint®- An exclusive cash rewards program only available for credit union members who activate with Sprint. Plus, get $100 each year in loyalty rewards.

Intuit Turbo Tax®- You don't need to be a tax expert to get your taxes done right. Love My Credit Union Rewards makes filing taxes affordable.

SimpliSafe®- Credit union members receive a free home security camera plus 2 free months of 24/7 professional monitoring. No hidden fees, no middlemen and absolutely no long term contracts.

Visit our Insurance Page to learn about the deals our members get on Auto, Life, Health, Home Insurance. EFCU members also get $1,000 in Accidental Death & Dismemberment Insurance AT NO COST – sign up now!

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Looking to get away?  EFCU has partnered with Get Away Today to offer our members great discounts on vacation packages to destinations such as Las Vegas, Disneyland Resort, Walt Disney World Resort, Mexico and much more!   They also offer convenient payment plans.  Click here to see how much you can save on your vacation!


Get free legal advice and 25% off legal fees with our partner, The Hughes Law Firm. They are experienced in Estate Planning, Estate Matters, Business Law, Personal Injury, Real Estate, Family Law, Criminal Defense and Debt Relief.  Call 720.588.4894 today for your free 20-minutes consult.

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Gift Card Rewards is a free feature of your mobile banking app.

Once you’re registered you can earn an average of 5 % cashback on all the
shopping you’re doing everyday. Cashback is earned in-store and online at any of
the 250+ brands.

Cashback is additional to all other discounts, offers and rewards you’re already

Buy an e-gift card in your online or mobile banking app for the exact amount of
the purchase and scan it at the checkout, it’s that simple.

The best thing about it… you earn cashback that goes instantly back into your

gift card rewards

It's simple. It pays.

Image by William Iven

How to register:

1. Open your mobile banking app and select Gift Card Rewards

2. Your information is auto filled - validate and you’re done!

How to shop the smart way:

1. Open your mobile banking app and select Gift Card Rewards

2. Select the merchant from your favorite list or search in the Shop Now section

3. Enter the exact amount and click the Purchase button. Scan the barcode or
present the e-gift card number to the cashier.

Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1.800.808.6402

Call: 1-800-600-5249

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at:

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

© 2020 by Electrical Federal Credit Union. All Rights Reserved.