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EFCU has teamed up with Sallie Mae® to bring you student loans with competitive interest rates, no origination fees or prepayment penalties and multiple repayment plans. 

Whether you’re an undergraduate or graduate student, student loans from Electrical Federal Credit Union in partnership with Sallie Mae® could help! 


*All student loans are offered by Sallie Mae.  Please visit their website by clicking the button above to see all terms and conditions before applying. 

Borrow responsibly:

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.  These loans are made by Sallie Mae Bank or a lender partner. Electrical Federal Credit Union is not the creditor for these loans and is  compensated by Sallie Mae for the referral of loan customers.  Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

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