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Online payment for shopping on e-commerce platforms

Visa® Credit Cards

Not all credit cards are created equal. Get a credit card with the credit union difference. We offer our members a FIXED-rate Visa® credit card with a low 11.90% APR. There is no annual fee and you can save money by transferring the balances from your higher interest credit cards!  EFCU also offers Samsung Pay®, Android Pay® and Apple Pay® for use with your EFCU Visa® Credit Card.

Girl at laptop holding credit card



Know where your money is going!  Get an email or text whenever your Visa credit card is used.  You set up the dollar amount.  You can also choose to get alerts for transactions which are done out of the United States and transactions which are done online or by phone.   


Enrolling in Visa Purchase Alerts benefits you by providing:

  • Security.  Keep your account secure by getting alerts for transaction in real-time and immediately identify potentially fraudulent activity.

  • Control.  Take an active role by track spending and stay on top of account balances.

  • Convenience. Choose your alerts to what make sense for you.

  • Did you know that you can make payments, print your statements and view your recent credit card transaction history online? Simply go to and register your card today!  Or log in automatically through your home banking or mobile app account.

    Or, if you prefer to mail in your Visa payment, you may send your payment to either address below: 



    5080 W. 60th Ave.

    Arvada, CO 80003





    PO BOX 4521

    Carol Stream, IL 60197-4521


    Call- 1.866.604.0381


    Call- 1.800.600.5249

    SecureLock Equip Logo
    Image by Blake Wisz/Women making a puchase with her Visa Credit Card

    Now the power to protect your card is in your hands with SecureLock Equip

    •  Turn your card off and on
    • Control where your cards can be used
    • Received instant alerts
    • Protect your card directly from your phone
    • Download Securlock Equip from your app store today!

    All credit cards are subject to credit approval.  Verification of income may be required. Must be 18 years of age to qualify for a credit card.  Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00.  APR=Annual Percentage Rate.

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