Power Up Your Finances with High Voltage Checking
Have you heard about our High Voltage Dividend/Reward Checking—a simple way for our members to earn dividends on their everyday checking account. The best part? There’s nothing you need to sign up for. Your current checking account is automatically eligible.
How It Works
Earning dividends is easy when you complete a few monthly activities:
Be enrolled in eStatements
Have at least 13 debit card transactions post and settle during each qualification period
Receive at least $300 in direct deposits (ACH) into your checking account during each qualification period
Qualification Period: The first day of the month through the last day of the month.
A Rewarding Structure
High Voltage Checking is designed as a reverse-tier account, meaning you’ll earn the highest dividend rate on lower balances—helping you make the most of your everyday funds.
Dividends are compounded daily and credited monthly, but only if all qualifications are met during the qualification period. If the requirements are not met, dividends will not be paid for that month.
High Voltage Checking is built to reward you for the financial habits you already use—like everyday spending and direct deposit. Keep an eye on your account activity each month to make sure you’re meeting the qualifications and maximizing your earnings.
Current Tiers & Rates
$0.00 – $4,999.99
Dividend Rate: 3.35% | APY: 3.40%
$5,000.00 – $9,999.99
Dividend Rate: 2.35% | APY: 2.38%
$10,000.00 or more
Dividend Rate: 0.50% | APY: 0.50%
If qualifications are not met
Dividend Rate: 0.00% | APY: 0.00%
Important Details
Dividends are subject to change without notice
Earnings may be reduced if fees apply
If an account is closed before dividends are credited, accrued dividends for that period will be forfeited
Membership eligibility is required
One High Voltage Checking account is allowed per primary member
If a checking account isn’t the right fit for your needs, members can still earn dividends through our other savings and certificate options.
Why Choose a Credit Union Checking Account?
Unlike big banks, we are focused on our members, not shareholders. That means fewer fees, personalized support, and a financial partner that puts your needs first. Think of it as banking with a hometown heartbeat instead of a corporate autopilot. If you do not have a checking account with us, it's super easy to get started.
Simply:
Complete an our online eDoc application by clicking here.
Provide a valid ID (requested online after the application is processed).
You can also visit our branch if you prefer to open your checking account in person.
APY = Annual Percentage Yield
Funds are federally insured by NCUA.
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