Your Summer Story Starts Here

Some summers are meant to be ordinary. Others are meant to be unforgettable.

The windows are down, the playlist is just right, and the open road is calling. Maybe it’s a weekend escape to the mountains, a long-awaited family road trip, a lakeside cabin stay or finally investing in the gear that turns “someday” into “this weekend.”

Whatever your version of summer looks like, EFCU’s Summer Adventure Loan is here to help you write it.

Turn “Someday” Into “Let’s Go”

Adventure doesn’t always wait for the perfect moment—and neither should you. With flexible financing designed for real life, you can focus less on timing and more on experience.

From spontaneous getaways to carefully planned escapes, this loan helps bring your summer plans within reach.

A Season-Only Opportunity

For a limited time during the month of July, qualified members can access:

• Loan amounts up to $7,500

• Terms up to 36 months

• Promotional rate as low as 3.50% APR*
  

It’s summer financing designed to keep up with your plans—not slow them down.

Who It’s For

This opportunity is available to members who are ready to take the next step in their summer plans and meet the following requirements:

• Must be 18 years of age or older

• Must be a member in good standing

• Must meet credit union membership eligibility requirements

• Minimum FICO® 9 Credit Score of 610 required for promotional rate

  
  

All loans are subject to credit approval. Final loan terms are determined based on credit history, debt-to-income ratio, credit score, and other underwriting factors.

A Quick Look at Your Monthly Payment

For planning purposes:

A $7,500 loan at 3.50% APR for 36 months results in an estimated monthly payment of approximately $219.82.

Simple. Predictable. Built around your budget.

The Road Won’t Wait

July is your window. Once it closes, this seasonal opportunity goes with it.

So, whether your summer takes you across the state or just a few miles from home, the only question left is—where will you go first?

Ready When You Are

Apply today by clicking on the "Apply for a Loan" button on our home page or connect with our lending team to get started. We’re here to help you turn summer plans into summer memories. Hurry! Offer is only valid during the month of July.

*APR = Annual Percentage Rate. Promotional rate of 3.50% APR is available on qualified Summer Adventure Loans up to $7,500 with terms up to 36 months. Offer is valid July 1 through July 31 and is subject to change or cancellation without notice. Applicants must be 18 years of age or older, a member in good standing, and meet all membership eligibility requirements. A minimum FICO® 9 Credit Score of 610 is required to qualify for the promotional rate. Loan approval and the amount financed are subject to credit approval and are based on factors including credit score, debt-to-income ratio, credit history, and other underwriting criteria.