Account Products

Saving money is essential for future financial security and life's little emergencies. To help you build up your assets, we offer a wide array of savings and investment accounts. Our regular savings account establishes your membership. An initial deposit of $25 is required to be eligible for all membership privileges.  To open any additional account products, call us at 303.428.5080 or email us at www.memberservices.org.

BECOME A MEMBER
SHARE SAVINGS
ACCOUNT
SHARE DRAFT/
CHECKING
SPECIAL SHARES
MONEY MARKET
SHARE CERTIFICATES
 
CHRISTMAS CLUB
ROUND-UP
ACCOUNTS
IRA SHARES AND
SHARE CERTIFICATES

Dividend rates on all products are paid from current quarter earnings and are not guaranteed.  The dividend rate (APR) and annual percentage yield (APY) are subject to change, without notice.  For share certificates the APR and APY are subject to change without notice at anytime prior to the issuance of the certificate. After the point of issuance APR and APY are fixed until maturity. 

For Money Market, two free withdrawals are allowed per month.  There is a $15.00 fee assessed per each additional withdrawal. 

 

For share certificates, early withdrawal penalties apply.  Share certificates with a 12-month term or less, surrendered for payment prior to the maturity date will forfeit 90 days of interest, except in the death Share certificates greater than 12 months, surrendered for payment prior to the maturity date will forfeit 180 days of interest, except in the death of the owner or the liquidation of the credit union. 

 

All account earnings could be reduced if fees are added.

 

Membership eligibility required for all products.

APR= Annual Percentage Rate.  APY=Annual Percentage Yield. 

Disclosures
EFCU Apps
Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1-800-600-5249

Call: 1.800.808.6402

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org

Federally Insured by NCUA | Equal Housing Opportunity. 

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APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

© 2020 by Electrical Federal Credit Union. All Rights Reserved.