NEC 2020 Book



Looking for a jumpstart to your career?  EFCU offers JumpStart Loans up to $1,000.00 for 12 months at 8.00% APR*

If you have joined an apprenticeship program and need a loan to help pay for school tuition, books, tools and supplies, bring your apprenticeship documents and proof of income to EFCU today to apply or apply online below: 


*Example: Loan of $1,000.00 at 8.00% APR and

a term of 12 months, would have a minimum monthly payment of $87.00 with a total estimated finance charge of $44.00.


*All loans are subject to credit approval.  Maximum amount will depend on credit score.  Advertised rates are subject to change without notice. Verification of income and proof of joining an apprenticeship program may be required. Must be 18 years of age to qualify for a loan.


*Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00. 

Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1.800.808.6402

Call: 1-800-600-5249

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at:

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

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