Loans & Credit Cards

To apply for any of our loan products, call us during normal business hours and ask to speak with a loan officer.  Or you can apply online!  You also have the ability to sign loan documents online without having to visit the branch!

APPLY FOR
A LOAN
AUTO/RV
LOANS
SIGNATURE
LOANS
OVERDRAFT LINE
OF CREDIT
CREDIT BUILDER
LOANS
VISA
CREDIT CARDS
 
HOME EQUITY
LOANS
HOME LOANS
RELATIONSHIP
PRICING

All loans are subject to credit approval, and final rate may vary based on several factors, including personal credit history, term of loan and year of vehicle.  Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.  Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00. 

Disclosures
EFCU Apps
Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1-800-600-5249

Call: 1.800.808.6402

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org

Federally Insured by NCUA | Equal Housing Opportunity. 

ehl.jpg
NCUAforsite.jpg

APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

© 2020 by Electrical Federal Credit Union. All Rights Reserved.