Our Services
EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include:
ONLINE &
MOBILE BANKING
Access your account anytime using online banking or our mobile banking app. Check balances, transfer funds, set up account alerts, make loan payments and more! If you are not signed up yet, you can enroll yourself.
ONLINE BILL PAY
Online Bill Pay provides you with an easy, convenient and secure way to pay your bills through your online account with EFCU. To enroll, simply login to your account, click the "Bill Payment" link, and then complete the form. It's easy to enroll and you will save yourself time and worry every month.
MOBILE CHECK DEPOSIT
Deposit checks using your mobile phone or tablet by downloading the Sprig® App today! With Sprig by CO-OP® you can also view your account balances and transfer funds between credit union accounts.
ACCESS 24CU+
EFCU's audio response, Access 24+, lets you access your credit union accounts 24 hours a day, 7 days a week by calling 1.877.426.0302. With just a touch tone phone and a pin number you can transfer funds, check balances and more. To set up your pin number, please call the credit union.
MASTERCARD®
DEBIT CARDS
Our Mastercard® debit card works just like a credit card only it will access your checking account like a check. Cash back offers are also tied directly to your card from the most popular NATIONAL brands and local retailers by creating an account with Amp/Re.
COURTESY PAY
& OVERDRAFT LOC
EFCU offers an overdraft line of credit for your checking account with approved credit at 15.50% APR; or you can opt into Courtesy Pay, which will allow your account to go negative up to $400 for up to 20 days with a $30 fee per item being assessed.
SAMSUNG®/ANDROID
PAY® & APPLE PAY®
You can make shopping faster and safer at stores all over the country with Samsung Pay®, Android Pay® or Apple Pay®. Just load your EFCU Visa Credit Card into the convenient app depending on the type of phone you use. You will also have the ability to use your Mastercard® debit card with these apps in the near future!
MONEYGRAM®
MONEY ORDERS
Available to members for a small fee, our MoneyGram® money orders can be issued to anyone for up to $1,000.00 each. Remember, a money order is as valuable as cash and should be handled carefully. Help protect yourself by immediately making out the money order to the payee before leaving the credit union.
DIRECT DEPOSIT
You can have your payroll and social security checks deposited directly in your account on paydays. The money is in your account at the beginning of each payday. There's no waiting for funds and no opportunity to lose your check or have it stolen. It's safe! It's convenient! Why not give it a try today?