EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include:
Mobile Check Deposit
Deposit checks using your mobile phone or tablet by downloading our mobile app from your phone or tablet's app store. Search "Electrical Federal Credit Union". If you do not yet have an online account, you can create your own by clicking on "Enroll in Online & Mobile Banking".
Contactless Debit Cards
Our Mastercard® debit card works just like a credit card only it will access your checking account like a check. We now also offer contactless debit cards, so your card can be used at all contactless, chip and non-chip terminals. Plus you can use your card FEE FREE at any Co-Op Network ATM.
Person-to-Person Payments is a simple solution to pay anyone with a mobile phone number or email address – even if they aren't an EFCU member. Whether you owe a friend for lunch or just want to transfer money to your account at another financial institution, you can send money from the convenience of your online or mobile banking account.
EFCU's audio response, Access 24CU+, lets you access your credit union accounts 24 hours a day, 7 days a week by calling 1.877.426.0302. With just a touch tone phone and a pin number you can transfer funds, check balances and more. To set up your pin number, please call the credit union.