Our Services
EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include:
Digital & Mobile Banking
Access your account anytime, anywhere with our amazing digital banking and mobile app! Check your balances, transfer funds, set up account alerts, make loan payments, and so much more! Plus, enjoy the of free online bill pay! If you haven’t signed up yet, now’s the perfect time to enroll yourself and unlock these fantastic features!
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Mobile Check Deposit
Exciting news! You can now deposit checks right your mobile phone or tablet by downloading our amazing app from your device's app store. Just search for "Electrical Federal Union" and you're all set! Don’t have an online account yet? No worries Simply click on "Enroll in Online & Mobile Banking" to get started.
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Contactless Debit Cards
Our Mastercard® debit card works just like a credit card only it will access your checking account like a check. We now also offer contactless debit cards, so your card can be used at all contactless, chip and non-chip terminals. Plus you can use your card FEE FREE at any Co-Op Network ATM.
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Savvy Money
Get excited about SavvyMoney—the ultimate solution for all your needs! With comprehensive credit score analysis, a full credit report, monitoring, and personalized offers, everything you is right at your fingertips on one amazing dashboard. Plus, EFCU makes it even better by offering this fantastic service for FREE through your online or mobile banking account!
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Plaid
EFCU is excited to partner with Plaid, bringing you a and secure way to connect with your favorite financial apps! With Plaid, you’re in the driver’s seat—deciding who gets to access your data for what purpose, and for how long. Enjoy the freedom and control you deserve!
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Access 24CU+
EFCU's audio response, Access 24CU+, lets you access your credit union accounts 24 hours a day, 7 days a week by calling 1.877.426.0302. With just a touch tone phone and a pin number you can transfer funds, check balances and more. To set up your pin number, please call the credit union.
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Courtesy Pay
EFCU is excited to offer you an overdraft line of credit for your checking account, available with approved credit at a fantastic15.50% APR! Plus, you can take advantage of our Courtesy Pay option which lets your account go negative up to $400 up to 20 days, with just a $30 fee per item. Enjoy peace of mind with these great options!
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