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Home Loans

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EFCU has teamed up with both Centennial Lending and Pivot Lending Group to help address all your mortgage needs. 

Centennial Lending Logo
Pivot Lending Logo

Centennial Lending is locally owned and operated in the Denver (Longmont) area, so you can count on them to provide outstanding service. We know that selecting a trusted lender comes down to more than just an interest rate. Their experienced residential and  commercial loan officers understand that flexible rates and terms are just the beginning!  


 Centennial Lending offers the following services: residential mortgages, commercial loans, construction loans and vacant land loans.  They also offer conventional mortgage loans as well as USDA, VA, and FHA loans. Their mortgage experts are extremely knowledgeable and ready to answer your questions.

To apply online, click on the button below.


Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want.


They have the home loan products to serve all your needs. From first time home buyerdown payment assistance programs, all the way to great reverse mortgage products when you’re in your retirement stages of life. You will have lifelong friends at Pivot!

You can submit an application online with Pivot Lending Group by clicking the button below and creating an account to get started.

Call Centennial Lending at 720-494-2740 to check current rates. 

Call Pivot Lending Group at 1-877-428-6847 to check current rates. 

EFCU NMLS ID# 1028973

Centennial Lending NMLS ID# 3056

Pivot Lending Group NMLS ID#109995

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