Home Loans

EFCU has teamed up with Centennial Lending for all your mortgage needs.  Centennial Lending is locally owned and operated in the Denver (Longmont) area, so you can count on them to provide outstanding service. We know that selecting a trusted lender comes down to more than just an interest rate. Their experienced residential and  commercial loan officers understand that flexible rates and terms are just the beginning!   You can submit an application online or contact them any time at 720.494.2740 to get started. 

Centennial Lending offers the following services: residential mortgages, commercial loans, construction loans and vacant land loans.  They also offer conventional mortgage loans as well as USDA, VA, and FHA loans. Their mortgage experts are extremely knowledgeable and ready to answer your questions.

Green Vector House
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EFCU NMLS ID# 1028973

Centennial Lending NMLS ID# 3056

Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1.800.808.6402

Call: 1-800-600-5249

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

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