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SIGNATURE LOANS

 

You can use our Signature Loan for a variety of purposes including vacations, holidays, car repairs, weddings, birthdays and more. For more details, please contact an EFCU loan representative at 303.428.5080 or toll-free at 1.888.428.5080 or you can apply online by logging into your digital or mobile banking account.

Rates as low as 9.99% APR.  *APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.

All loans are subject to credit approval, and final rate may vary based on several factors including FICO 9 credit score, personal credit history and term of loan. Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.  Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00. 

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After Hours/Mastercard Debit Card:

1-833-933-1681 - Domestic

1-812-647-9794 - International

You can also turn off or report your EFCU Mastercard Debit Card stolen within your EFCU Digital or Mobile Banking account. 

After Hours/Visa Credit Card:

1-800-247-4222

 

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Quick Links

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Contact

Electrical Federal Credit Union
5080 W 60th Avenue • Arvada, CO 80003
303-428-5080 • Routing Number: 302075416

NMLS #1028973 | *APR = Annual Percentage Rate | **APY = Annual Percentage Yield

© 2026 Electrical Federal Credit Union. All Rights Reserved.


Need accessibility assistance with an EFCU digital property? Email memberservices@electricalfcu.org or call 303-428-5080.

Federally insured by NCUA | Equal Housing Opportunity

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