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SIGNATURE LOANS

 

You can use our Signature Loan for a variety of purposes including vacations, holidays, car repairs, weddings, birthdays and more. For more details, please contact an EFCU loan representative at 303.428.5080 or toll-free at 1.888.428.5080 or you can apply online by logging into your digital or mobile banking account.

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Rates as low as 9.99% APR.  *APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.

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All loans are subject to credit approval, and final rate may vary based on several factors including FICO 9 credit score, personal credit history and term of loan. Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.  Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00. 

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EFCU

5080 W 60th Avenue

Arvada, CO  80003

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NMLS #1028973

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303-428-5080

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*APR (%) = Annual Percentage Rate

**APY=Annual Percentage Yield

 

​Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

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After Hours/Mastercard Debit Card:

1-833-933-1681 - Domestic

1-812-647-9794 - International

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You can also turn off or report your EFCU Mastercard Debit Card stolen within your EFCU Digital or Mobile Banking account. 

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After Hours/Visa Credit Card:

1-800-247-4222

 

Privacy Policy | Fee Schedule | Rates | Make a Loan Payment

Routing Number: 302075416

© 2025 by Electrical Federal Credit Union. All Rights Reserved.
If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org or call 303-428-5080

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