Signature Loans


Rates quoted are effective dated 07/01/2019 and with approved credit.

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All loans are subject to credit approval, and final rate may vary based on several factors including FICO 9 credit score, personal credit history and term of loan. Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.  Membership at Electrical Credit Union is required to participate with a minimum share/savings balance of $25.00. 

Payment examples:

$1,000.00 for 12 months at 8.49% APR is $88.00 per month.

$3,000.00 for 24 months at 8.99% APR is $138.00 per month.

$5,000.00 for 36 months at 9.49% APR is $161.00 per month.

$7,500.00 for 48 months at 9.74% APR is $190.00 per month.

$10,000.00 for 60 months at 9.99% APR is $213.00.

APR (%)=Annual Percentage Rate.

Lost/Stolen Debit Card/Mastercard®
Lost/Stolen Visa® Credit Card

After Hours Call:

1.800.528.2273- Domestic

1.812.647.9794- International

After Hours Call: 1.800.247.4222

Debit/Mastercard® or ATM Disputes
Credit Card/Visa® Disputes

Call: 1.800.808.6402

Call: 1-800-600-5249

Wiring Instructions:

First credit: Alloya Corporate Credit Union (Routing Number: #307087399);
Further credit: Electrical Federal CU (Routing Number: #302075416); Final credit to the member's account number.

If you need accessibility assistance with any of EFCU's digital properties, please email us at:

Federally Insured by NCUA | Equal Housing Opportunity. 


APR (%) = Annual Percentage Rate

APY=Annual Percentage Yield

Routing Number: 302075416

NMLS# 1028973

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