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Fee Schedule Changes

Our Board of Directors has approved to make changes to our current fee schedule.  These changes will take effect June 1, 2022.

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The changes are as follows:

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  • The $5.00 dormant account fee will now be quarterly versus monthly.  (Please make a transaction on your account at least once a year to avoid dormancy).

 

  • There will be a $4.95 fee when making loan payments with a debit card.  (This service will be available this summer.  ACH payments will still be free).
     

  • International Transaction fees when using a credit card or debit card in a foreign country is 1% of each transaction in US dollars. 

 

  • There will be a $3.00 fee assessed for each paper statement sent by mail for members who are under 65 years old.  E-Statements are free!

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After Hours/Mastercard Debit Card:

1-833-933-1681 - Domestic

1-812-647-9794 - International

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You can also turn off or report your EFCU Mastercard Debit Card stolen within your EFCU Digital or Mobile Banking account. 

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After Hours/Visa Credit Card:

1-800-247-4222

 

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Quick Links

Privacy Policy | Fee Schedule | Rates | Make a Loan Payment | Careers

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Contact

Electrical Federal Credit Union
5080 W 60th Avenue • Arvada, CO 80003
303-428-5080 • Routing Number: 302075416

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NMLS #1028973 | *APR = Annual Percentage Rate | **APY = Annual Percentage Yield

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© 2026 Electrical Federal Credit Union. All Rights Reserved.


Need accessibility assistance with an EFCU digital property? Email memberservices@electricalfcu.org or call 303-428-5080.

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Federally insured by NCUA | Equal Housing Opportunity
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