top of page

Holiday Closure: EFCU will be closed on Monday. September 7 for Labor Day.  We will reopen for regular business hours on Tuesday, September 8.

Young African American man excels in online education, studying with laptop and headphones

Build Your Future,
One Loan at a Time

Estate Planning
Made Easy

As a member of EFCU you get exclusive savings of 20% off any estate plan through our partnership with Trust & Will and Love My Credit Union® Rewards.

Construction Worker Communicating

Refinance Your Auto Loan

Rates as low as 3.49% APR* for 60 months (with Relationship Pricing)

*Payment Example: $20,000 for 60 months at 3.49% APR is $364.  APR=Annual Percentage Rate​

Certificate Rates

Best:

6-Months

3.77% APY**

$1,000 Minimum

12-Months

3.67% APY**

$1,000 Minimum

Explore EFCU for Union-Focused Financial Services

Banking Built for Union Members

Proudly serving Colorado's labor union community, EFCU provides financial solutions designed with our members and their families in mind. Enjoy competitive rates, personalized service, and the convenience of online and mobile banking wherever you are.

Ready to join? Open your EFCU account online or visit us at 5080 West 60th Avenue in Arvada. Experience the difference of banking with Colorado's Union Financial Institution.

IBEW 68 New Logo v2.png
Plumbers Local 3 Logo
lBEW Local 111 Logo
smart-local9-white-1-px36ca7zg9a64cehsm27z3rxv8jd4wl3m7skl6iis0.png

If you are affiliated with any of the following Colorado Labor Unions or companies, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:

 

IBEW Local #68, IBEW Local #111, SMART Sheet Metal Workers Local 9, Plumbers Local 3 (UA3 Denver), UFCW 7, Local #577 Plasters and Cement Masons, OPEIU 30, AFSCME Colorado,

Eaton Metal Products​

Powering Your Financial Future
Building Better Money Habits

Anchor 1

CONTACT
US

Telephone:

303-428-5080 or 1-888-428-5080

Monday - Friday 9am - 5pm

Phone Banking:

1-877-426-0302

24/7

Mail:

5080 W 60th Avenue

Arvada, CO  80003

Email:

memberservices@electrifcu.org

Handsome man, portrait Construction worker is on the roof of a house.jpg

VISIT
US

Monday - Friday 8:30am - 5pm

Saturday - Closed

Sunday - Closed 

OR

Discover over 5,000 Shared Branch locations where you can access your account even on weekends.

Plus 30,000+ Surcharge-Free ATMs

 

Shared Branching Logo
Woman with New Cellphone

After Hours/Mastercard Debit Card:

1-833-933-1681 - Domestic

1-812-647-9794 - International

You can also turn off or report your EFCU Mastercard Debit Card stolen within your EFCU Digital or Mobile Banking account. 

After Hours/Visa Credit Card:

1-800-247-4222

 

IBEWPrintSticker.png
SMW9Sticker2.png

Quick Links

Privacy Policy | Fee Schedule | Rates | Make a Loan Payment | Careers

Contact

Electrical Federal Credit Union
5080 W 60th Avenue • Arvada, CO 80003
303-428-5080 • Routing Number: 302075416

NMLS #1028973 | *APR = Annual Percentage Rate | **APY = Annual Percentage Yield

© 2026 Electrical Federal Credit Union. All Rights Reserved.


Need accessibility assistance with an EFCU digital property? Email memberservices@electricalfcu.org or call 303-428-5080.

Federally insured by NCUA | Equal Housing Opportunity

ChatGPT Image Sep 4, 2026, 03_22_55 PM.png
bottom of page