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Financial Strength
is in your corner.

1.99% APR for 6 months
on new credit cards opened
10/01/22 to 11/30/22 -

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Auto Loans

Rates as low as 3.54% APR* for 60 months* (with relationship pricing)

Order online

Loan Payments

You can now make
your EFCU loan payment
using a debit card. 

Online Shopping

Visa Credit Cards

Get 1.99% APR* for 6 months on new cards opened
10/1/22 to 11/30/22

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As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

IBEW Local 68 Logo
Plumbers Local 3 Logo
lBEW Local 111 Logo

If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:


IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

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We'd love to hear from you

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We are located at

5080 W 60th Avenue

Arvada, CO  80003

Lobby: Mon-Fri 9am-5pm

Drive-Up: Mon-Fri 8am-5pm

Business Owner
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Call us at

303-428-5080 or

Toll Free: 1-888-428-5080

Fax: 303-428-6602

Phone Banking (Access24+):


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Email us at:

Our routing number is:


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Over 200 Locations in Colorado
Over 5,600 Locations Nationwide
Nearly 30,000 Surcharge-free ATMs Nationwide

Or you can also text a zip code to 91989 to locate a nearby ATM or Shared Branch.

SB= Shared Branch/SBX=Shared Branch Express