We will be closed on Monday, July 4, 2022 for the 4th of July!  Have a happy and safe weekend!

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Refi your auto loan to EFCU and receive 0.50% off your current

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Auto Loans

Rates as low as
2.64% APR*
for 60 months

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Home Loans

EFCU offers home loans
in partnership with Centennial Lending

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Visa Credit Cards

Get 2.99% APR for 12 months on balance transfers

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As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

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If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:


IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

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We'd love to hear from you

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We are located at

5080 W 60th Avenue

Arvada, CO  80003

Lobby: Mon-Fri 9am-5pm

Drive-Up: Mon-Fri 8am-5pm

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Call us at

303-428-5080 or

Toll Free: 1-888-428-5080

Fax: 303-428-6602

Phone Banking (Access24+):


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Email us at:


Our routing number is:


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Over 200 Locations in Colorado
Over 5,600 Locations Nationwide
Nearly 30,000 Surcharge-free ATMs Nationwide

Or you can also text a zip code to 91989 to locate a nearby ATM or Shared Branch.

SB= Shared Branch/SBX=Shared Branch Express