There is still time to refinance your auto loan to EFCU at 0.75% off your current rate. Learn more!

OUR HOLIDAY LOAN
IS HERE!
Get up to $3,000
at 6.00% APR* for 12 months!

*Valid 11/20/23 to 12/22/2023. Must have a FICO 9 score of 610 or higher to qualify. All loans are subject to credit approval. APR = annual percentage rate.

Payment Example: $3,000 at 6.00% APR for 12 months is $259 per month.

Apply Now!

Auto Loans

Rates as low as 6.24% APR* for 60 months*** (with relationship pricing)

***Learn More >

Auto Refinance Promo

Extended to the end of the year. Save on your monthly payment!

Learn More >

Certificate Rates

12 Months
5.00% APR/5.13% APY
$1,000 Minimum

See All Rates >

UNION AFFILIATIONS

As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:

IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

BECOME A MEMBER