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IMPORTANT FRAUD ALERT:  Recently, there has been a rise in attempted fraudulent imposter activity through phone calls claiming to be from the EFCU fraud department. Fraudsters are trying to gain account and identification information (including digital banking login credentials). If you did not intend to contact EFCU, DO NOT provide any information if prompted; always contact EFCU immediately at 303-428-5080, to get our assistance on any suspicious communication.  Learn more here.

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Invest in your
future with our higher paying
term share certificates.

Current Best Rate:
6-month term | $1,000 min
4.75% APR | 4.86% APY

APR = annual percentage rate | APY = annual percentage yield

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Auto Loans

Rates as low as 6.24% APR* for 60 months*** (with relationship pricing)

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Home Equity Loans

Use the equity in your home to consolidate your debt.
Rate currently at 8.50% APR*

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Certificate Rates

4.75% APR/4.86% APY**
$1,000 Minimum

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As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

IBEW Local 68 Logo
Plumbers Local 3 Logo
lBEW Local 111 Logo

If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:


IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

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We'd love to hear from you

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We are located at

5080 W 60th Avenue

Arvada, CO  80003

Lobby: Mon-Fri 8:30am-5pm

Phones: Mon-Fri 9am-5pm

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Call us at

303-428-5080 or

Toll Free: 1-888-428-5080

Fax: 303-428-6602

Phone Banking (Access24+):


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Email us at:

Our routing number is:


Follow us on Facebook at:

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QR Code to find a shared branch near you.

And nearly 30,000 surcharge-free ATMs nationwide.

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