>>> Apply for a holiday loan.  Get up to $3,000 at 6.00% APR for 12 months.  Learn more!

EFCU Holiday Loan

Get a loan up to $3,000 at 6.00% APR* for 12 months 
(valid 11/21/2022 to 12/23/2022)

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Auto Loans

Rates as low as 4.64% APR* for 60 months* (with relationship pricing)

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Loan Payments

You can now make
your EFCU loan payment
using a debit card. 

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Check Rates

New share certificate rates!
48 month terms now at 2.28% APY**


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As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

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If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:


IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

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We'd love to hear from you

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We are located at

5080 W 60th Avenue

Arvada, CO  80003

Lobby: Mon-Fri 9am-5pm

Drive-Up: Mon-Fri 8am-5pm

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Call us at

303-428-5080 or

Toll Free: 1-888-428-5080

Fax: 303-428-6602

Phone Banking (Access24+):


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Email us at:


Our routing number is:


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Over 200 Locations in Colorado
Over 5,600 Locations Nationwide
Nearly 30,000 Surcharge-free ATMs Nationwide

Or you can also text a zip code to 91989 to locate a nearby ATM or Shared Branch.

SB= Shared Branch/SBX=Shared Branch Express