We have extended our Auto Refinance Promo until the end of the year! Learn more!

Our auto loan refinance
rates are out of this world!

Refinance your auto loan from another financial institution to EFCU and receive 0.75%* off your current rate!

(Offer extended through the end of the year- 12/31/2023)

*See Rules and Restrictions

Auto Loans

Rates as low as 6.14% APR* for 60 months*** (with relationship pricing)

***Learn More >

Auto Refinance Promo

Extended to the end of the year. Save on your monthly payment!

Learn More >

Certificate Promo

18-Month Promo
4.50% APR/4.60% APY
$25,000 Minimum

See All Rates >

UNION AFFILIATIONS

As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:

IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

BECOME A MEMBER