🎁 Skip a Payment. Enjoy More Holiday Cheer!
More Holiday Cheer. Less Financial Stress!
The holidays are coming, and EFCU has a little gift for your budget! 🎁
Between holiday shopping, family gatherings, travel, and everything else that comes with the season, expenses can add up quickly.
That's why we're bringing back our Holiday Skip-A-Pay Promotion!
Skip Your November and/or December Loan Payments!
Give your wallet a little breathing room this holiday season! With EFCU's Holiday Skip-A-Pay, eligible members can skip their November payment, December payment, or BOTH!
✨ More flexibility for holiday shopping and celebrations.
🎁 Extra breathing room when you need it most.
❄️ Less financial stress so you can focus on what matters.
Ready to Skip a Payment?
It's easy! Simply complete our Holiday Skip-A-Pay Request Form and return it to EFCU.
From all of us at EFCU, we wish you a wonderful holiday season!
Holiday Skip-A-Pay Terms & Conditions: Available on eligible auto and signature loans only, subject to credit union approval. A $30 processing fee applies per loan, per month skipped. Skipping both November and December payments on one loan will result in a $60 processing fee. Interest will continue to accrue during the skipped payment period, and skipped payments will extend the loan repayment term. To qualify, loans must be current, at least six months old, and must not have received any other payment deferments during 2026. Additional restrictions may apply. Please refer to the Holiday Skip-A-Pay Request Form for complete terms and conditions.