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We have a Holiday Loan

Special for YOU!

​Get up to $3,000 at 6.00% APR* for

12 Months​

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Valid 11.24.25 to 12.24.25

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To apply login into your digital/mobile banking account, click on "Apply for a Loan" and then click on "Holiday Loan Special".​​  (Or you can call us at 303.428.5080 and ask to speak with the Loan Department).

*All loans are subject to credit approval and amount approved will depend on credit score and debt to income ratio.  Must have a FICO 9 credit score of 610 or higher to qualify for special promotional rate of 6.00%.  Only one special promotional rate loan allowed per member.  Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.  Membership at EFCU is required to apply for a loan with a minimum share/savings balance of $25.00.  Rate (APR)=Annual Percentage Rate.  Offer valid 11.24.2025 through 12.24.2025.  APR = Annual Percentage Rate.

 

Payment examples:

$3,000 for 12 months at 6.00% APR is $259.

$2,000 for 12 months at 6.00% is $173.

$1,000 for 12 months at 6.00% APR is $87.

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EFCU

5080 W 60th Avenue

Arvada, CO  80003

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NMLS #1028973

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303-428-5080

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*APR (%) = Annual Percentage Rate

**APY=Annual Percentage Yield

 

​Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

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After Hours/Mastercard Debit Card:

1-833-933-1681 - Domestic

1-812-647-9794 - International

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You can also turn off or report your EFCU Mastercard Debit Card stolen within your EFCU Digital or Mobile Banking account. 

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After Hours/Visa Credit Card:

1-800-247-4222

 

Privacy Policy | Fee Schedule | Rates | Make a Loan Payment

Routing Number: 302075416

© 2025 by Electrical Federal Credit Union. All Rights Reserved.
If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org or call 303-428-5080

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