Find EFCU at 5080 W 60th Avenue, Arvada, CO 80003. Can't visit? Access your account at thousands of shared branch locations nationwide.

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Apply for a loan by clicking "Apply for a Loan" in the menu, using your digital or mobile banking account, or calling us at 303-428-5080 during business hours.

Yes, you can earn dividends with our High Voltage Dividend/Reward Checking. Ensure you're enrolled in eStatements, complete at least 13 debit card transactions per month, and have $300 direct deposited monthly. Dividends are paid monthly if qualifications are met. Check the "Rates" tab for current rates.

You may qualify for a lower APR on an Auto Loan or Signature Loan. A 0.20% rate discount applies when the primary borrower has an EFCU checking account and debit card that has been active for at least 6 months before loan closing. A 0.15% rate discount applies when the primary or joint borrower has income direct deposited to EFCU. Contact us for current relationship pricing details.

Use these wiring instructions: First credit to Alloya Corporate Credit Union (Routing Number: 271987635), further credit to Electrical Federal CU (Routing Number: 302075416), and final credit to your account number.

Call 303-428-5080 during business hours or 1-800-247-4222 after hours to report a lost or stolen Visa credit card right away. Quick action helps protect your account from unauthorized charges.

To dispute a debit card charge on your account, please call: 1.866.279.1399.

To dispute a Visa credit card charge, please call: 1.800.600.5249.

EFCU serves Colorado labor union members and their families. If you are unsure whether you qualify, contact us and we will help confirm eligibility.

You can pay through Online Banking by transferring funds from an EFCU account or by using your outside bank or credit union account and routing numbers. You can also use a debit card or select "Make a Loan Payment" under Resources. For help, call 303-428-5080.

Bring a valid government-issued photo ID. If the address on your ID is not current, bring proof of your current address too. Call 303-428-5080 before you visit for the latest requirements. You can also open an account online.

To get started with Digital Banking, click "Digital Banking | Login/Enroll" at the top of the page. Next, click "Register (Already a Member)" and follow the prompts to enter the required information and complete your registration. If you need help getting access, call us at 303-428-5080 during business hours.

Give your employer or payer your EFCU account number and routing number 302075416. If requested, provide a voided check. If you do not know your account number, contact us for help.