Spring Loan Special

April Showers Bring Big Savings

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Don’t let expenses rain on your parade — spring into savings with our special loan rate!

From April 1 through April 15, you can take advantage of our Spring Personal Loan Special:

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• Borrow up to $5,000

• Terms available up to 36 months

• Low fixed rate of just 4.00% APR*
   

Whether you're planning for an upcoming expense, consolidating debt, or simply need a little extra flexibility, this is a great opportunity to access funds at an exceptional rate.

This offer is only available for a short time, so we encourage you to apply today or contact us for more details.

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To apply click on the button below, then click on "Personal Loans", then "Next" then "Spring Loan Special". 

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*All loans are subject to credit approval.  Approval amount is dependent upon credit score and debt to income ratio.  Must have a FICO 9 credit score of 610 or higher to be eligible for the special promotional rate of 4.00%.  Offer is valid April 1, 2026, through April 15, 2026.  Relationship Pricing is not offered in conjunction with this special promotional rate.  Offer valid on new loans only.  One special personal loan allowed per primary member.  Proof of income may be required.  Must be a member of EFCU and at least 18 years of age to apply for a loan.  APR (%) = Annual Percentage Rate.  

Payment Example: $5,000 for 36 months at 4.00% is $148 per month.

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